Alternative marketing thinking


Most Rewarding Credit Cards

With the cash-back fever not showing signs of abating, this story from MSN money is but timely. With the right cards, you can earn good rebates or free travel, or add money to a savings account. But which cards get you the most freebies? Here’s a list for cards available in the US. Most rewarding card to use when travelling: Starwood American Express. Starwood is a hotel company that runs the Sheraton, W and Westin chains. What travelers love about the Starwood card is that you can dump your rewards into most airlines’ frequent-flier plans and do so at a good exchange rate. That means you’re not tied to one airline for free tickets and upgrades, or stuck with the weird routes, lack of upgrades and limits on ticket value that come with some non-airline travel-rewards programs. Cash Back: American Express Blue Cash American Express. This card leads the pack with its 5% rebate on “everyday purchases” at supermarkets, gas stations and drugstores, and its 1.5% rebate everywhere else. Unlike many other cash-back cards, there is no cap on the rebates you can earn. The trick is that you have to spend at least $6,500 annually to get this rate of return; until you hit that magic level, your rebate is 1% on “everyday” purchases and 0.5% on everything else. Savings: Fidelity Investments 529 College Rewards American Express. With 1.5% rebates, the card is an excellent supplement for anyone with a Fidelity-managed 529 college savings plan. You earn 1.5 points per $100 spent on retail purchases. One point is equal to one Fidelity 529 dollar, and points are automatically deposited into the Fidelity-managed 529 plan each time 50 points are accrued. More in MSN Money.


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